FINANCIAL POSITION
Particulars Previous Year Current Year
Balance Sheet
Liability 31-03-2017 31-03-2018
Capital 8975.05 9079.94
Reserve & Surplus 34037.74 35437.56
Deposits 224539.91 224123.35
Borrowings 36080.87 21761.05
Other Liabilities 16380.38 17298.82
Total 320013.95 307700.72
Assets 31-03-2017 31-03-2018
Cash and Bank Balance 26145.14 21857.76
Investments 89238.16 118227.27
Loans and Advances 198208.94 162234.75
Other Assets 6421.71 5380.94
Total 320013.95 307700.72
Profit & Loss Account 31-03-2017 31-03-2018
Interest Income 25822.65 22879.50
Other Income 648.09 1030.85
Total Income 26470.74 23910.35
Interest Expenditure 18099.71 17159.52
Other Expenditure 7342.22 6043.41
Total Expenditure 25441.93 23202.93
Profit 1028.81 707.42
Other Working Results 31-03-2017 31-03-2018
CD Ratio (%) 67.50 72.39
Recovery Performance (%) 12.07 37.00
Gross NPAs 90084.96 72666.47
Net NPAs 67598.87 49757.39
% of Gross NPAs to total advances 45.45 44.79
% of Net NPAs to net loans 38.47 35.71
Capital adequancy ratio (%) 11.08 14.08
Net Worth 19669.75 20733.94